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Housing Loan
Interest Rate : 9.75%
Interest Rate : 10.50%
Interest Rate : 11.50%
Upto Rs.25 Lacs
(Not more than 20 Years)Above Rs.25 Lacs upto 50 Lacs
(Not more than 20 Years)Above Rs.50 Lacs upto 70 Lacs
(Not more than 20 Years)
-: Guideline for Loan :- Loan Amount 80% Value of House & Maximum upto Rs.50 Lacs Period Maximum 15 Year interest Condition No Floting Rate - Which mean fixed rate during Loan period
Interest application on a daily reducing balanceProcessing Fees Processing Charge fixed Rs.2000/- + Service Tax Security Loan would be secured by reg. equitable morgage of property fianced
Required Doucument For Housing Loan 1. All documents pertaining to the property to be purchased under housing scheme. 2. Income-Proof of borrower. 3. In case of firm, Balance-Sheet, Profit-Loss a/c & copy of Sales-tax/Income-tax challan, Residential proof of partner or proprietor. 4. Detail of guarantors alongwith their imcome proof, Residencial proof etc. 5. Permission from competent authority for development/construction and approved plan copy. 6. Valuation report, Visit report. 7. No due, No Objection certificates from association and other required documents borrower 8. Stipulated by our solicitor.
