Up to 25/- Lacs :
Interest Rate : 9.75%
Above 25/- Upto Rs.70 Lacs
Interest Rate : 10.00%
-: Guideline for Loan :- Loan Amount 80% Value of House & Maximum upto Rs.50 Lacs Period Maximum 15 Year interest Condition No Floting Rate - Which mean fixed rate during Loan period
Interest application on a daily reducing balance
Processing charge Processing charge as per applicable Security Loan would be secured by reg. equitable morgage of property fianced
Required Doucument For Housing Loan 1. All documents pertaining to the property to be purchased under housing scheme. 2. Income-Proof of borrower. 3. In case of firm, Balance-Sheet, Profit-Loss a/c & copy of Sales-tax/Income-tax challan, Residential proof of partner or proprietor. 4. Detail of guarantors alongwith their imcome proof, Residencial proof etc. 5. Permission from competent authority for development/construction and approved plan copy. 6. Valuation report, Visit report. 7. No due, No Objection certificates from association and other required documents borrower 8. Stipulated by our solicitor.